/* Shared visual language for the public tools. No framework required. */
:root{--np-ink:#152b49;--np-muted:#56677e;--np-blue:#245de5;--np-line:#dce4ef;--np-soft:#f4f7fc;--np-font:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0}button,input,select,textarea{font:inherit}a,button,input,select,summary{-webkit-tap-highlight-color:transparent}button,a,summary{touch-action:manipulation}[hidden]{display:none!important}:focus-visible{outline:3px solid #245de5!important;outline-offset:4px}a{color:var(--np-blue)}
[data-site-header]{position:sticky;top:0;z-index:900}.np-header{background:var(--np-panel);border-bottom:1px solid var(--np-line);font:500 15px var(--np-font);color:var(--np-ink)}
.np-nav{max-width:1180px;margin:auto;min-height:78px;padding:12px 28px;display:flex;align-items:center;justify-content:space-between;gap:24px}.np-brand{display:flex;align-items:center;gap:11px;text-decoration:none;color:var(--np-ink);white-space:nowrap}.np-monogram{width:39px;height:39px;border-radius:11px;display:grid;place-items:center;background:var(--np-ink);color:#fff;font-size:14px;font-weight:700;letter-spacing:-1px}.np-brand-name{font-size:17px;font-weight:700;letter-spacing:-.5px}.np-brand-note{display:block;margin-top:2px;font-size:11px;font-weight:500;letter-spacing:1.5px;text-transform:uppercase;color:var(--np-muted)}.np-nav-links{display:flex;align-items:center;gap:26px}.np-nav-links>a{color:var(--np-muted);text-decoration:none}.np-nav-links>a:hover{color:var(--np-blue)}.np-nav-links .np-academy{border:1px solid var(--np-line);border-radius:8px;padding:10px 14px;color:var(--np-ink)}
.np-skip{position:fixed;top:-100px;left:16px;z-index:2000;padding:12px 20px;background:var(--np-ink);color:#fff}.np-skip:focus{top:12px}.np-tool-switch{position:relative}.np-tool-switch summary{cursor:pointer;list-style:none;padding:10px 14px;border:1px solid var(--np-line);border-radius:8px;background:var(--np-panel);color:var(--np-ink)}.np-tool-switch summary::-webkit-details-marker{display:none}.np-tool-switch summary::after{content:'⌄';margin-left:14px}.np-tool-menu{position:absolute;top:calc(100% + 12px);right:0;width:min(740px,calc(100vw - 32px));padding:24px;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;background:var(--np-panel);border:1px solid var(--np-line);border-radius:14px;box-shadow:0 18px 50px #152b4917;max-height:70vh;overflow:auto}.np-tool-menu h2{font:700 13px var(--np-font);text-transform:uppercase;letter-spacing:.6px;margin:0 0 10px;color:var(--np-muted)}.np-tool-menu a{display:block;color:var(--np-ink);text-decoration:none;padding:9px 8px;margin:2px -8px;border-radius:6px;font-size:14px;line-height:1.35}.np-tool-menu a:hover,.np-tool-menu a[aria-current=page]{background:var(--np-hover);color:var(--np-blue)}
.np-footer{font:400 15px/1.65 var(--np-font);background:var(--np-panel);border-top:1px solid var(--np-line);color:var(--np-muted);margin-top:64px}.np-footer-inner{max-width:1124px;margin:auto;padding:42px 28px 24px}.np-footer-row{display:flex;align-items:center;justify-content:space-between;gap:32px}.np-footer h2{font-size:21px;letter-spacing:-.6px;color:var(--np-ink);margin:0 0 5px}.np-footer p{margin:0;max-width:470px}.np-subscribe{display:grid;grid-template-columns:1fr 1.4fr auto;gap:9px;max-width:560px}.np-subscribe label{font-size:13px;font-weight:600;color:var(--np-muted);display:block}.np-subscribe input{display:block;width:100%;min-height:46px;padding:11px 12px;border:1px solid var(--np-line);border-radius:7px;background:var(--np-panel);color:var(--np-ink);font-size:16px;margin-top:4px}.np-subscribe button{align-self:end;min-height:46px;border:0;background:var(--np-button);color:#fff;padding:10px 17px;border-radius:7px;cursor:pointer;font-size:15px}.np-subscribe button:disabled{opacity:.6}.np-form-note{grid-column:1/-1;font-size:12px;line-height:1.5;max-width:none!important}.np-form-status{grid-column:1/-1;font-size:14px;color:var(--np-ink);min-height:20px}.np-footer-bottom{display:flex;justify-content:space-between;gap:24px;border-top:1px solid var(--np-line);margin-top:28px;padding-top:22px;font-size:12px}.np-footer-bottom a{color:var(--np-muted)}.np-footer-links{display:flex;gap:16px;white-space:nowrap}
/* Tool pages retain their calculators and data; these tokens unify their surfaces. */
body.np-tool{--bg:#f5f7fb;--bg-2:#f1f5fb;--surface:#fff;--surface-2:#f4f7fc;--surface-3:#ebf0f8;--border:#dce4ef;--border-subtle:#e6ebf3;--text:#152b49;--text-muted:#56677e;--text-dim:#63748b;--white:#152b49;--navy:#183758;--blue:#245de5;--teal:#087e76;--green:#087e76;--green-bg:#eaf7f2;--red:#b73642;--red-bg:#fff0f1;--orange:#a45c0a;--orange-bg:#fff5e7;--purple:#6b4fc5;--gold:#987114;--font-main:var(--np-font);--font-body:var(--np-font);background:var(--bg);color:var(--text);font:400 16px/1.55 var(--np-font);overflow-x:clip}
.np-tool .noise-overlay,.np-tool .noise,.np-tool .glow-orb,.np-tool .orb,.np-tool>.nav,.np-tool .brand-logo,.np-tool .brand-line,.np-tool .brand-wordmark,.np-tool .brand,.np-tool .back-link,.np-tool .impact-banner{display:none!important}
.np-tool>.container{padding-top:32px;max-width:1100px}.np-tool .header,.np-tool .page-header{text-align:left;margin:0 0 28px;padding:0;background:none;animation:none}.np-tool>.page-header{max-width:1100px;margin:32px auto 0;padding:0 20px}.np-tool h1,.np-tool .header h1,.np-tool .page-header h1{font-family:var(--np-font);font-size:clamp(27px,4vw,38px);line-height:1.18;letter-spacing:-1.2px;font-weight:650;color:var(--np-ink);background:none;-webkit-text-fill-color:var(--np-ink);margin:0 0 12px}.np-tool h1 span{-webkit-text-fill-color:var(--np-blue);color:var(--np-blue)}.np-tool .header p,.np-tool .subtitle,.np-tool .sub{max-width:720px;margin:0;font-size:16px;line-height:1.65;color:var(--np-muted)}
.np-tool .card,.np-tool .panel,.np-tool .dist-section,.np-tool .chart-container,.np-tool .metric-card{box-shadow:none;background:var(--np-panel);border-color:var(--np-line);border-radius:12px;animation:none}.np-tool .card{padding:26px}.np-tool .card::before,.np-tool .result-hero::before{display:none}.np-tool .card-title,.np-tool .sec-title,.np-tool .panel-title{font-family:var(--np-font);font-size:18px;line-height:1.4;text-transform:none;letter-spacing:-.35px;color:var(--np-ink);margin-bottom:20px}.np-tool .card-title>.icon{display:none}.np-tool label{color:var(--np-muted)}.np-tool input[type=text],.np-tool input[type=number],.np-tool select{background:var(--np-input);color:var(--np-ink);border-color:var(--np-line);font-size:16px;min-height:46px}.np-tool .calc-btn,.np-tool .btn-calculate,.np-tool .start-btn,.np-tool .btn-primary{background:var(--np-button)!important;color:#fff!important;box-shadow:none!important;border-radius:9px;font-family:var(--np-font);letter-spacing:0;min-height:48px}.np-tool button{font-family:var(--np-font)}.np-tool .calc-btn:hover,.np-tool .btn-primary:hover{background:#1a4ec8!important;transform:none}.np-tool .profile-btn,.np-tool .mode-tab,.np-tool .currency-btn{min-height:44px}.np-tool .mode-tab.active,.np-tool .currency-btn.active{color:var(--np-blue);background:var(--np-hover);border-color:var(--np-blue)}.np-tool .badge{color:var(--np-blue);background:var(--np-hover);border-color:#dce7ff;font-size:12px;padding:5px 10px;letter-spacing:0;margin-bottom:12px}.np-tool .result-hero,.np-tool .hero-result{background:var(--np-hover);border:1px solid #d7e3ff;border-radius:12px;box-shadow:none}.np-tool .mc-value,.np-tool .stat-value,.np-tool .result-value,.np-tool .metric-value{color:var(--np-ink)}.np-tool .cta-section,.np-tool .cta-box,.np-tool .fbc-cta{background:var(--np-hover);border-color:#dce7ff;box-shadow:none}.np-tool .cta-section h3,.np-tool .cta-box h3{color:var(--np-ink)}.np-tool .footer{font-size:13px;line-height:1.6;color:var(--np-muted)}
.np-tool .np-advanced{border:1px solid var(--np-line);background:var(--np-panel);border-radius:10px;margin-bottom:18px}.np-advanced>summary{padding:16px 20px;font-size:15px;font-weight:600;cursor:pointer;color:var(--np-ink)}.np-advanced>.card{border:0;margin:0;border-radius:0;background:transparent;padding-top:8px}.np-tool .np-breadcrumb{font-size:13px;margin:0 0 18px;display:flex;gap:10px;align-items:center;color:var(--np-muted)}.np-breadcrumb a{text-decoration:none}.np-tool .table-wrap,.np-tool .table-container{overflow-x:auto}.np-tool .container,.np-tool .main-layout>*{min-width:0}
@media(min-width:960px){.np-tool.np-budget>.container{max-width:920px}.np-tool .main-layout,.np-tool .main-grid{gap:28px}}
@media(max-width:700px){.np-nav{min-height:68px;padding:10px 18px;gap:12px}.np-brand-name{font-size:16px}.np-brand-note{font-size:9px}.np-nav-links{gap:12px;font-size:14px}.np-nav-links .np-about-link{display:none}.np-nav-links .np-academy{padding:8px 10px;font-size:12px}.np-tool-switch summary{padding:9px;font-size:12px}.np-tool-menu{grid-template-columns:1fr;width:min(340px,calc(100vw - 36px));padding:18px;gap:18px}.np-tool-menu a{font-size:15px;padding:10px 8px}.np-footer-inner{padding:30px 20px 20px}.np-footer-row{display:block}.np-subscribe{margin-top:22px;max-width:none;grid-template-columns:1fr 1fr}.np-subscribe button{grid-column:1/-1}.np-footer-bottom{display:block}.np-footer-links{margin-top:14px}.np-tool>.container{padding:24px 16px 30px}.np-tool .card{padding:20px 17px}.np-tool .header{margin-bottom:24px}.np-tool #currencyGrid{grid-template-columns:repeat(3,1fr)!important}.np-tool .ars-config{flex-wrap:wrap}.np-tool .card-title{font-size:17px}.np-tool .metrics-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.np-tool .np-header .np-academy{display:none}.np-tool .np-header .np-brand-note{display:none}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{animation:none!important;transition:none!important;scroll-behavior:auto!important}}

.np-honeypot{position:absolute;left:-9999px;opacity:0;pointer-events:none}.np-table-scroll{overflow-x:auto;max-width:100%;border-radius:8px}.np-tool .alerta-card{display:none}.np-tool .np-table-scroll table{min-width:560px}

/* Light/dark themes share the same dimensions and layout. */
:root{--np-page:#f5f7fb;--np-panel:#fff;--np-input:#f9fbfe;--np-hover:#edf3ff;--np-button:#245de5;--np-soft:#f4f7fc}
.np-theme-toggle{min-width:42px;min-height:42px;display:inline-flex;align-items:center;justify-content:center;gap:7px;border:1px solid var(--np-line);border-radius:8px;background:var(--np-panel);color:var(--np-ink);font:500 13px var(--np-font);padding:8px 11px;cursor:pointer;white-space:nowrap}.np-theme-icon{font-size:20px;line-height:1}.np-theme-toggle:hover{background:var(--np-hover)}
html[data-theme=dark]{--np-ink:#e8eefb;--np-muted:#a8b8cf;--np-blue:#8aafff;--np-line:#30425e;--np-page:#0e192b;--np-panel:#17253b;--np-input:#112036;--np-hover:#213854;--np-soft:#1e304a;--np-button:#315edb}
html[data-theme=dark] body.np-tool{--bg:var(--np-page);--bg-2:var(--np-input);--surface:var(--np-panel);--surface-2:var(--np-input);--surface-3:var(--np-soft);--border:var(--np-line);--border-subtle:var(--np-line);--text:var(--np-ink);--text-muted:var(--np-muted);--text-dim:var(--np-muted);--white:var(--np-ink);--blue:var(--np-blue);--teal:#62d5c2;--green:#62d5c2;--green-bg:#153a35;--red:#ff9aaa;--red-bg:#432737;--orange:#e9b76b;--orange-bg:#392f22;--purple:#c3acff;--gold:#e6c974}
html[data-theme=dark] .np-monogram{background:#dce7ff;color:#152b49}html[data-theme=dark] .np-skip{background:#dce7ff;color:#152b49}
html[data-theme=dark] .np-tool .result-hero,html[data-theme=dark] .np-tool .hero-result,html[data-theme=dark] .academy-section,html[data-theme=dark] .np-tool .badge{border-color:var(--np-line)}
html[data-theme=dark] .tool-icon{background:#213854;color:#9ebcff}html[data-theme=dark] .tool-card[data-goal=invertir] .tool-icon{background:#1d3b37;color:#70dac4}html[data-theme=dark] .tool-card[data-goal=futuro] .tool-icon{background:#342b4d;color:#cfb7ff}
html[data-theme=dark] .goal-filters button[aria-pressed=true]{background:#284674;border-color:#5275a6;color:#fff}html[data-theme=dark] .tool-card:hover{border-color:#6d8dc7;box-shadow:0 10px 22px #0002}
html[data-theme=dark] .np-tool .cta-section,html[data-theme=dark] .np-tool .cta-box,html[data-theme=dark] .np-tool .fbc-cta{background:var(--np-hover);border-color:var(--np-line)}
html[data-theme=dark] .np-tool .calc-btn,html[data-theme=dark] .np-tool .btn-calculate,html[data-theme=dark] .np-tool .start-btn,html[data-theme=dark] .np-tool .btn-primary{background:var(--np-button)!important;color:#fff!important}
@media(max-width:900px){.np-nav-links{gap:14px}.np-theme-label{display:none}.np-theme-toggle{padding:7px;min-width:40px}.np-nav-links .np-about-link{display:none}}
@media(max-width:420px){.np-tool .np-brand-name{font-size:14px}.np-tool .np-monogram{width:30px;height:34px;font-size:12px}.np-tool .np-brand{gap:7px}.np-tool .np-nav{padding-left:12px;padding-right:12px;gap:8px}.np-tool .np-nav-links{gap:8px}.np-tool-switch summary{padding:8px;font-size:11px}.np-tool-switch summary::after{margin-left:6px}}
.np-brand-photo{width:48px;height:48px;flex-shrink:0;border-radius:50%;object-fit:cover;object-position:center 20%;border:1px solid var(--np-line)}
@media(max-width:420px){.np-brand-photo{width:38px;height:38px}}
/* Consistent, reachable navigation on every screen size. */
.site-nav{max-width:1160px;margin:auto;min-height:76px;padding:12px 28px;display:flex;align-items:center;justify-content:space-between;gap:24px}.site-brand{color:var(--np-ink);font-size:21px;line-height:1.2;font-weight:700;letter-spacing:-.6px;text-decoration:none;white-space:nowrap}.site-brand>span{display:block;font-size:12px;font-weight:400;color:var(--np-muted);letter-spacing:.2px;margin-top:4px}.site-nav-actions{display:flex;align-items:center;gap:14px}.site-primary-links{display:flex;align-items:center;gap:24px;margin-right:8px}.site-primary-links a{color:var(--np-muted);font-size:14px;text-decoration:none;padding:12px 0}.site-primary-links a:hover,.site-primary-links a[aria-current=page]{color:var(--np-blue)}.site-menu{position:relative}.site-menu>summary{list-style:none;cursor:pointer;min-height:44px;padding:11px 13px;border:1px solid var(--np-line);border-radius:8px;font-size:14px;color:var(--np-ink);background:var(--np-panel)}.site-menu>summary::-webkit-details-marker{display:none}.site-menu>summary:after{content:'⌄';margin-left:8px}.site-menu-panel{position:absolute;right:0;top:calc(100% + 10px);width:min(790px,calc(100vw - 56px));max-height:75vh;overflow:auto;padding:24px;background:var(--np-panel);border:1px solid var(--np-line);border-radius:12px;box-shadow:0 16px 40px #0002}.site-menu-shortcuts{display:flex;flex-wrap:wrap;gap:12px 20px;border-bottom:1px solid var(--np-line);padding-bottom:18px;margin-bottom:20px}.site-menu-panel a{color:var(--np-ink);text-decoration:none;font-size:14px;line-height:1.5}.site-menu-panel a:hover,.site-menu-panel a[aria-current=page]{color:var(--np-blue);text-decoration:underline}.site-menu-tools{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.site-menu-tools h2{font:600 14px/1.4 var(--np-font);color:var(--np-muted);margin:0 0 10px}.site-menu-tools a{display:block;padding:10px 0}.np-theme-toggle{min-height:44px;min-width:44px}.np-footer-row{align-items:flex-start}.np-subscribe label{font-size:14px}.np-subscribe button{white-space:nowrap}.np-footer-bottom{font-size:13px}.np-tool .np-breadcrumb{flex-wrap:wrap}.np-tool .input-prefix,.np-tool .input-suffix{pointer-events:none}
@media(max-width:900px){.site-primary-links{gap:16px}.site-nav{gap:16px}.site-brand{font-size:20px}.site-primary-links a{font-size:14px}}
@media(max-width:760px){.site-primary-links{display:none}.site-nav{min-height:68px;padding:10px 20px;gap:12px}.site-nav-actions{gap:8px}.site-menu-panel{position:fixed;left:16px;right:16px;top:76px;width:auto;max-height:calc(100dvh - 92px);padding:20px}.site-menu-shortcuts{display:grid;grid-template-columns:1fr 1fr;gap:8px 14px}.site-menu-shortcuts a{padding:8px 0}.site-menu-tools{grid-template-columns:1fr;gap:20px}.site-menu-tools a{font-size:16px;padding:10px 0}.site-menu-tools h2{font-size:14px}.site-brand{font-size:19px}.site-brand>span{font-size:12px}.np-footer-links{flex-wrap:wrap;white-space:normal}.np-footer-row{display:block}.np-subscribe{max-width:none}}
@media(max-width:360px){.site-nav{padding:10px 16px}.site-brand{font-size:18px}.site-brand>span{font-size:11px}.site-menu>summary{padding:11px 10px}}
.np-data-note{font:400 14px/1.6 var(--np-font);color:var(--np-muted);border-left:3px solid var(--np-line);padding:10px 14px;margin:0 0 24px;max-width:760px}.np-validation,.np-stale-note{font:500 15px/1.6 var(--np-font);color:var(--orange);background:var(--orange-bg);padding:14px 18px;border:1px solid currentColor;border-radius:8px;margin:16px 0}.np-tool input[aria-invalid=true]{border-color:var(--red)}.np-tool .expense-item button{min-width:44px;min-height:44px}.np-tool #results,.np-tool #resultsPanel,.np-tool #resultados{scroll-margin-top:100px}
/* Image exports keep a legible light palette independently of screen theme. */
.np-tool .share-card{--text:#152b49;--text-muted:#56677e;--text-dim:#63748b;--white:#152b49;--surface:#fff;--surface-2:#f4f7fc;--surface-3:#ebf0f8;--blue:#245de5;--teal:#087e76;--green:#087e76;--border:#dce4ef;color:#152b49;color-scheme:light}
.np-expense-group{border:1px solid var(--np-line);border-radius:10px;padding:0 14px;background:var(--np-panel)}.np-expense-group>summary{padding:16px 0;cursor:pointer;font:600 16px/1.5 var(--np-font);color:var(--np-ink);min-height:48px}.np-expense-group .btn-add{margin-bottom:14px}
.np-tool .debt-type-btn{color:var(--np-ink);font:inherit;min-height:72px}.np-tool .debt-type-btn span{display:block}.np-tool .debt-remove{min-width:44px;min-height:44px}
.np-tool .quiz-back{margin-top:20px;padding:12px 16px;background:var(--np-panel);border:1px solid var(--np-line);border-radius:8px;color:var(--np-blue);font-size:14px;cursor:pointer;min-height:44px}.np-tool h2.question-text{font-size:22px;line-height:1.45;font-weight:600;margin:16px 0 22px;color:var(--np-ink)}
.np-feedback{position:fixed;z-index:1200;left:50%;bottom:24px;transform:translateX(-50%);width:min(560px,calc(100vw - 32px));display:flex;align-items:center;gap:18px;padding:18px 20px;background:var(--np-panel);color:var(--np-ink);border:1px solid var(--np-line);border-radius:12px;box-shadow:0 10px 35px #0003;font:400 16px/1.5 var(--np-font)}.np-feedback p{margin:0;flex:1}.np-feedback button{background:var(--np-button);color:#fff;border:0;border-radius:7px;padding:12px;font:600 14px var(--np-font);min-height:44px;cursor:pointer}

/* FBC reference: sapphire identity; gold is reserved for commercial offers. */
:root{--np-ink:#0d1b3c;--np-muted:#52627c;--np-blue:#1b3471;--np-button:#1b3471;--np-hover:#eaf0fa;--np-line:#d7dfec}
html[data-theme=dark]{--np-ink:#eaf0fa;--np-muted:#9fb0cc;--np-blue:#a8c4ff;--np-page:#03060d;--np-panel:#0c1729;--np-input:#070d1c;--np-hover:#132754;--np-soft:#0e1b33;--np-line:#2c4064;--np-button:#26468f}
:focus-visible{outline-color:var(--np-blue)!important}
body.np-tool{--blue:var(--np-blue)}
.np-tool .calc-btn:hover,.np-tool .btn-primary:hover{background:#26468f!important}

/* Quiet navigation: five destinations, one readable column. */
.site-menu>summary{display:flex;align-items:center;gap:10px;border-color:transparent;background:transparent;padding:11px 12px}.site-menu>summary:after{content:'';width:6px;height:6px;border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;transform:rotate(45deg);margin:0 2px 3px 0;transition:transform .15s}.site-menu[open]>summary:after{transform:rotate(225deg);margin-bottom:-3px}.site-menu>summary:hover,.site-menu[open]>summary{background:var(--np-hover)}.site-menu-panel{width:252px;padding:10px;right:0;top:calc(100% + 14px);border-radius:16px;box-shadow:0 20px 60px #0003;max-height:calc(100dvh - 110px)}.site-menu-panel>a{display:flex;align-items:center;justify-content:space-between;min-height:48px;padding:12px 16px;border-radius:9px;font-size:15px;font-weight:500;letter-spacing:-.15px}.site-menu-panel>a:hover,.site-menu-panel>a[aria-current=page]{background:var(--np-hover);color:var(--np-ink);text-decoration:none}.site-menu-panel>a span{color:var(--np-muted)}.site-menu-divider{height:1px;background:var(--np-line);margin:8px 16px}.site-nav-actions{gap:8px}
@media(max-width:760px){.site-menu-panel{position:fixed;left:auto;right:16px;top:76px;width:min(280px,calc(100vw - 32px));padding:10px}}
@media(prefers-reduced-motion:reduce){.site-menu>summary:after{transition:none}}

/* Let the legal copy use the available width instead of stranding its last word. */
.np-footer-bottom{align-items:flex-start;margin-top:24px;padding-top:16px;line-height:1.5}.np-footer-bottom>p{max-width:none;min-width:0;flex:1;text-wrap:pretty}.np-footer-bottom .np-footer-links{flex-shrink:0}